HI shipmates, A couple of my friends GLYN and AUDREY both over 70yrs+ used the hole in the wall for the first time last week a bank counter person had to show them how to do it, they have a mobile phone but wont use it a computor is beyond them wont learn why they say they scare of it? He was a lorry driver for 40 + years she worked in a shop both lovely people, but dont like new technology how many more like them in the U.K.? The government runs programs to help people like them but is the horse and water one this time.