#1... something similar Paul. Was a non contributory scheme and part of contractual agreement for the 8 years I was there with a certain company. Know for a fact some got. Took legal advice from a friend who followed it up and in the finish said there was no chance of tracing, as the insurance company’s who participated in these changes were just changed to foil any trace to years ago. The MNOPF has not too far back changed proprietyship and seem to be going ok , but they have the habit of keep writing to see if one is still alive. If BP have decided you are not getting, they have to many ways of legally avoiding, not morally, but you show me someone with morals these days. I wouldn’t waste your money with legal advice as is just money down the drain. Try getting in touch with the MNOPF as usually find these company pensions are tied in somewhere with them. They will give advice for free. Best of luck. JWS.